Track every unit from booked to banked

See how many units and how much value survive each stage of the cash-on-delivery journey. Leakage between shipped and delivered is your RTO exposure; leakage between delivered and remitted is your collection risk — both quantified live.

Card and wallet orders run their own waterfall: gross captured, less the gateway’s merchant discount rate, less refunds and chargebacks, to net banked. Each deduction posts to the ledger so prepaid revenue reconciles to the payout, not to the order value.

Two floating pools never sit still: cash in transit with couriers, and captured payments still clearing at the gateway. A freshness meter flags how stale each balance is, so money that should have cleared days ago rises to the top before it turns into a loss.

When a remittance total doesn’t equal expected COD minus known fees and tax, the gap is isolated, valued and queued for review — instead of being silently absorbed into “shrinkage.” Every currency unit is either accounted for or flagged.

The same waterfall, sliced by carrier: which courier collects fastest, which one charges the most in fees, and which is sitting on the largest unremitted balance right now — so you can steer volume to the partners who actually pay you.

One reconciliation dashboard shows total booked, total in flight, total banked and total written off — the four numbers that a founder actually needs, reconciled to the general ledger down to the last unit.